We’re best known for our homeownership program where volunteers build and rehab simple, quality homes in partnership with low-income families and the community. We sell the homes with affordable mortgages, making a 30-year commitment to each new homeowner and to the community in which they live. We also preserve homeownership by helping low-income homeowners repair and maintain their homes through our A Brush with Kindness, Repair Corps and Ramps & Rails programs.
Habitat for Humanity is a homeownership program empowering families to build a new life for themselves through the stability and security of owning their own home. Habitat homes are not given away but are sold to families who qualify and are willing to make a down payment, put in hundreds of hours of sweat equity labor, and can make a monthly mortgage payment. Habitat homes are affordable because Habitat does not make a profit on construction, the families pay an affordable mortgage and the homes are built by volunteers. Mortgage payments go into a revolving “Fund for Humanity” that is used to build more homes in McHenry County.
It’s a program that works!
A Brush with Kindness
A Brush with Kindness is a program that helps preserve homeownership by partnering with low income homeowners struggling to restore and maintain a safe and decent place to live. When basic expenses exceed income month after month, home maintenance is the usual casualty. Years of deferred maintenance can cause a downward spiral of home deterioration, unsafe living conditions, and even possible condemnation.
Ramps and Rails
Habitat for Humanity of McHenry County is offering home accessibility modifications (wheelchair ramps, handrails, grab bars and interior modifications) to eligible McHenry County homeowners through the Ramps & Rails Program.
The Repair Corps Program is an initiative designed to assist veterans who are existing homeowners with home repairs and improvement needs. Repairs may vary from roof repair and structural wall repairs to installing wheelchair ramps and remodeling bathrooms to be more easily used by veterans with disabilities.
Family Services Department provides case management, coordinates homeownership and financial literacy training, schedules sweat equity hours and provides Habitat partner families with additional resources to achieve the goal of attaining and sustaining homeownership. Family Services also provides one-on-one post-purchase counseling services to assist homeowners finding themselves unable to make mortgage payments explore available alternatives.